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English to Chinese: The New Economic Regime – Resetting Market Expectations General field: Bus/Financial Detailed field: Investment / Securities
Source text - English The past 12 months have been challenging for financial markets, with recessionary fears, stubborn inflation, rising interest rates, and geopolitical concerns combining to unsettle investors. As such, there are hopes the road ahead will be smoother with lower borrowing costs, easing prices, and a more amicable global backdrop.
At XXX Investment Management, we are challenging the likelihood of this desired outcome. Instead, we think the world is entering a new economic regime. One marked by ongoing shifts in global events that could disrupt asset class correlations and a more gradual pace of central-bank easing, especially if inflation remains elevated. Therefore, markets need to recalibrate their expectations.
Yet, despite these concerns, there remain some bright spots, with European equities benefiting from the market’s pivot towards value stocks. Meanwhile, share prices in the US are supported by the country’s ongoing economic resilience.
In the upcoming webinar, our speakers will highlight:
• The reasons why a global recession may only be postponed, not cancelled.
• What is underpinning persistently high core inflation?
• Investment themes including evolving geopolitics, socioeconomic risk, and the diverging paths of emerging and developed economies.
• The outlook for the second half of 2023 with a focus on US and European equity markets.
English to Chinese: Easter Sale General field: Marketing Detailed field: Business/Commerce (general)
Source text - English We'll run an easter sale from Friday (April 2) to Monday (April 5). IT's 30% off, using code: HAPPYEASTER. The coupon code is already valid.But you are not allowed to give it out until the email was sent out.
If you have users who are asking if we have upcoming sales or if we offer discounts, tell them that we'll have an easter sale starting this Friday and they should keep an eye out on their email. They can also contact us on Friday (in case they don't get the email).
If we have users who contact us about the sale after April 5th (but before the coupon expires), say that the sale has already ended but you will open it specifically for their account. Make user feel that you are doing an extra mile, that they are an exemption."
Translation - Chinese 我们将在星期五（4月2日）至星期一（4月5日）举办复活节特销活动。活动期间，使用代码：HAPPYEASTER将享有30%的折扣。该优惠码已经生效。但在邮件发出之前，你不可以将其外传。
Chinese to English: 認識退休後的強積金基金 General field: Bus/Financial Detailed field: Investment / Securities
Source text - Chinese 至2069年，預期每5個香港人就有近2個是「銀髮族」，人口老化的問題愈見嚴重，有見及此，積金局近年積極鼓勵業界推出更多退休後的投資或理財方案，以協助退休人士締造穩定的退休收入。除了早年推出的年金及逆按揭計劃外，強積金計劃最近亦推出一種嶄新且適合退休人士的投資選擇，就是退休後強積金基金，目的是協助臨近或已退休人士在退休後的提取階段持續為資產增值，對抗通脹及長壽等風險。
Translation - English Understanding The Post-Retirement Mandatory Provident Fund (MPF)
By 2069, nearly two out of every five Hong Kong residents are expected to be senior citizens, and the problem of population ageing is becoming more and more serious. In view of this, the Mandatory Provident Fund Schemes Authority (MPFA) has actively encouraged the industry to launch more post-retirement investment or financial management schemes in recent years, to help retirees create a stable retirement income. In addition to the annuity and Reverse Mortgage Programme launched in the past, the MPF scheme has recently launched a new investment option suitable for retirees: the post-retirement MPF. Its purpose is to help retired people, and those close to retirement age, continue to increase their assets during the MPF withdrawal period after retirement, so as to combat risks such as inflation and longevity.
Hong Kong wage earners generally pay into an MPF for 30 to 40 years. The withdrawal period after retirement is generally less than 30 years. However, the assets still need to fight long-term inflation to maintain their purchasing power. Therefore, the investment strategy of the post-retirement MPF should not be too conservative.
Most of the post-retirement funds are mixed asset funds, with about 20% to 60% of their investment portfolio invested in stocks and risk assets related to stock funds. Some funds are invested in markets outside Hong Kong to seek higher returns. At the same time, in order to "protect principal", funds will also be invested in defensive assets, such as national bonds, corporate bonds and deposits. In response to market fluctuations, professional fund managers will also flexibly and actively monitor and manage their portfolios.
If we refer to the return performance of the mixed asset funds over the past two decades, after deducting fees and expenses, the annualised return is 4.7% (1), outperforming the inflation of 1.8% (2) in Hong Kong in the same period. However, there are differences in the distribution of investment returns among different funds. Some funds pay dividends regularly, but it should be noted that the dividends may be deducted from the principal; some funds will reflect the investment return in the fund price. Investors can flexibly withdraw assets from the fund according to their own requirements, to meet the needs of retirement.
In addition, there are also relevant funds on the market that offer management fee concessions to retirees over the age of 65. As a result, eligible members would enjoy a rebate from the fund companies. Retirees should pay more attention in order to meet their personal financial needs more effectively.
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Translation education
Master's degree - Birkbeck College, University of London
Experience
Years of experience: 19. Registered at ProZ.com: Dec 2013. Became a member: Mar 2024.
Adobe Acrobat, Aegisub, CafeTran Espresso, MemSource Cloud, Microsoft Excel, Microsoft Office Pro, Microsoft Word, Ooona subtitling tool, XTM, XTRF Translation Management System
Hi, I'm Xiangyao. I'm a Chinese and English Chartered Linguist, specialising in content localisation, marketing communication and consecutive and simultaneous interpreting.
I have nearly 20 years experience working in the language industry (teaching, translating and interpreting). I'm a freelance subtitle translator, proofreader, transcriber and conformer for UK, US and Asia media production companies. I'm also a translator and interpreter for companies across various industries, with experience in localisation project management.
Member of the Chartered Institute of Linguists Trained in Teaching Chinese as a Foreign Language at Qinghua University, Beijing, China Certificate in Proficiency English from International Linguists Association.
Examples of work: Subtitling from English to Chinese:
Rebooting (Netflix) 2023 Jee Karda S1 (Amazon) 2023 Walking Dead Season 11 (Disney) 2022 Wicked Tuna Season 11 (Disney) 2022 Better Things Season 5 (Disney) 2022 Life Below Zero: Port Protection Season 3 (Disney) 2021
Subtitling from Chinese to English:
The Blue Whisper & The Long Ballad 《与君初相识 恰似故人归》- Netflix The Legend of Mi Yue 《芈月传》 - Netflix The Glamorous Imperial Concubine 《倾世皇妃》 - Netflix Qin Empire 《大秦帝国之崛起》- Netflix Ashes of Love 《香蜜沉沉烬如霜》- Netflix
Proofreading and QA:
Natsume's Book of Friends Season1-6 (Netflix) 2023 Yellowstones Season 1-3 (Netflix) 2023 Harlem Season 1 (Amazon) 2021 One Piece 92 Episodes (Netflix) 2022
Conforming from Traditional Chinese to Simplified Chinese:
Turn to me Mukai-kun: Season 1 (Netflix) 2023 Naruto Shippuden (Netflix) 2022
Keywords: English, Chinese, subtitling, localisation, business, finance, investment, E commerce, marketing, health care. See more.English, Chinese, subtitling, localisation, business, finance, investment, E commerce, marketing, health care, corporate, ground engineering, construction. See less.
Member since Mar '24
