Como o termo é dito em um hospital, imagino que seja "Health insurance mandates".

https://www.verywellhealth.com/mandated-health-insurance-ben...

"Mandated benefits (also known as “mandated health insurance benefits” and “mandates”) are benefits that are required to cover the treatment of specific health conditions, certain types of healthcare providers, and some categories of dependents, such as children placed for adoption."

https://en.wikipedia.org/wiki/Health_insurance_mandate

"A health insurance mandate is either an employer or individual mandate to obtain private health insurance instead of (or in addition to) a national health insurance plan."

Mandated benefits (also known as “mandated health insurance benefits” and “mandates”) are benefits that are required to cover the treatment of specific health conditions, certain types of healthcare providers, and some categories of dependents, such as children placed for adoption.
https://www.verywellhealth.com/mandated-health-insurance-ben...

https://clientes.medis.pt/site/ctt/pt-pt/sistema/Pages/subsi...

https://www.oney.pt/seguro-hospitalar-acidentes

Será isso?

A Wiki traz uma definição um pouco diferente.
Fala de uma entidade patronal que subscreve seguros privados, em vez de utilizar o sistema nacional de saúde (público).

https://en.wikipedia.org/wiki/Health_insurance_mandate

"A health insurance mandate is either an employer or individual mandate to obtain private health insurance instead of (or in addition to) a national health insurance plan." - https://en.wikipedia.org/wiki/Health_insurance_mandate