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May 3, 2011 08:25
13 yrs ago
33 viewers *
español term

Productores Asesores de Seguros

español al inglés Negocios/Finanzas Seguros Compliance with rules for insurance oversight
The country is Argentina. I understand 'insurance producers' and 'insurance advisers', but the combination has me baffled. At first I thought it was a mistake and that "y" was missing, but the phrase has come up again. Here are the two examples:

 La Ley Nº 22.400 del 11 de febrero de 1981 establece el marco de actuación de los **productores asesores de seguros**

Se realizan inspecciones a los **Productores Asesores de Seguros**, Auditores Externos y otros operadores del mercado asegurador, a fin de verificar su encuadramiento en la normativa vigente.

Discussion

Muriel Vasconcellos (X) (asker) May 7, 2011:
Thanks to all Liz, I especially appreciate your help.
I have found five different English translations of the term in reference to this particular law. The Law Library of the US Library of Congress (www.glin.gov) calls it 'insurance producers/consultants'. I'm not sure that's correct, but it's a reasonably reliable source that I can cite. I will close the question without grading to prevent an incorrect answer from getting into the glossary. Sorry, and thanks again.
Muriel Vasconcellos (X) (asker) May 3, 2011:
Thanks, Liz I hadn't checked our ProZ glossary. That answer looks promising, though I would like to see more suggestions.
liz askew May 3, 2011:
apologies for the bombardment Muriel, but I can see your dilemma.
http://webcache.googleusercontent.com/search?q=cache:Upw7c7c...

Where are the insurance experts today? One may come along soon, you never know..

Proposed translations

6 minutos

Insurance Intermediaries

Why not look at the Act. The term is defined.

" 1. La actividad de intermediación promoviendo la concertación de contratos de seguros, asesorando asegurados y asegurables, se regirá en todo el Territorio de la República Argentina por la presente ley.

2. La actividad de intermediación podrá ejercerse según las siguientes modalidades de actuación:

Productor asesor directo: Persona física que realiza las tareas indicadas en el art. 1 y las complementarias previstas en la presente ley. Productor asesor organizador: persona física que se dedica a instruir, dirigir o asesorar a los productores asesores directos que forman parte de una organización. Deberá componerse como mínimo de cuatro productores asesores directos, uno de los cuales podrá ser el organizador cuando actúe en tal carácter."

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Note added at 6 mins (2011-05-03 08:31:59 GMT)
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This is from
http://www.insurer.com.ar/leyes/22400.htm


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Note added at 33 mins (2011-05-03 08:59:00 GMT)
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Insurance intermediaries - Bipar - Home
The Insurance Mediation Directive (IMD) no longer refers to the traditional distinction between agents and brokers and adopts an activity-based approach.
www.bipar.eu/en/insurance-intermediaries/who-are-they - Cached
Note from asker:
Unfortunately, I am finding 'intermediaries' in the same list with this phrase (the phrases has become ubiquitous in my text).
I should say "intermediarios" is occurring alongside the phrase I'm asking about.
Something went wrong...
21 minutos

Insurance Brokers

from the reference only

Argentina - Insurance Core Principles - eStandardsForum ...
20091, 1973 (in Spanish) Link. Insurance Brokers Law No. 22400, 1981 - Ley de Régimen de los Productores Asesores de Seguros No. 22400, 1981 (in Spanish) ...
www.estandardsforum.org/.../insurance-core-principles - Cached - Similar

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Note added at 30 mins (2011-05-03 08:56:11 GMT)
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Mercado Asegurador - [ Translate this page ]
Moderador: Ariel Fernández Dirube, consultor en seguros y reaseguros ... desde la Optica del Asegurador, el Reasegurador y el Productor Asesor/Broker ... presidente de la Asociación Argentina de Productores Asesores de Seguros (AAPAS) ...
www.mercadoasegurador.com.ar/25aniversario/sumario.asp - Cached - Simila



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Note added at 34 mins (2011-05-03 08:59:57 GMT)
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Productores Asesores de Seguros > Insurance broker and Advisor


Click to see related KudoZ question
One translation of the իսպաներեն term Productores Asesores de Seguros in անգլերեն is Insurance broker and Advisor.

Glossary name: Mike Garcia

Source: ProZ.com user glossaries » MikeGarcia » Mike Garcia

Contributor:
MikeGarcia

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Note added at 35 mins (2011-05-03 09:00:29 GMT)
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well,
Mike Garcia usually knows what he is talking about

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Note added at 42 mins (2011-05-03 09:07:51 GMT)
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http://webcache.googleusercontent.com/search?q=cache:Etollut...


Según la definición del LLoyd's de Londres (Máximo organismo del seguro en el mundo)

El productor-asesor de seguros debe:

Representar al asegurado

Descubrir sus necesidades

Exponen los riesgos a las aseguradoras en la forma más favorable para el asegurado

Obtener las mejores condiciones posibles al colocar un seguro

Si llegara a ocurrir un siniestro:

Convenir la liquidación del mismo

Cobrar la indemnización de los aseguradores

Entregarla al asegurado en el menor tiempo posible.

Debe conocer el mercado

Estar en condiciones de seleccionar al asegurador mas apropiado para cada riesgo

Tener un conocimiento suficiente de la Ley para lograr que el contrato de seguro se confeccione en debida forma.

Prestar su ayuda y consejo en el manejo de reclamos y en general

Actuar como filosofo y amigo de los clientes que le confían sus seguros

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Note added at 45 mins (2011-05-03 09:11:06 GMT)
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Here you have a definition of both "insurance broker" and "insurance intermediary"

http://www.lloydsoflondon.co.uk/Common/Help/Glossary?page=7

You may wish to look into this further.

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Note added at 50 mins (2011-05-03 09:15:29 GMT)
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Just what is an insurance producer anyhow?
An insurance producer (also called an agent or insurance broker) is an individual licensed by a State's Insurance Division or Department to sell insurance ...
www.ehealthlink.com/what_is_insurance.asp - Cached - Simila

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Note added at 53 mins (2011-05-03 09:18:33 GMT)
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and here

they discuss insurance intermediaries (using "intermediario" in Spanish)

http://webcache.googleusercontent.com/search?q=cache:lisDZDD...
Peer comment(s):

neutral FVS (X) : What about insurance agents??? There is a difference. I think you will find it covers these too. Intermediaries is the correct term here. Brokers is far too narrow. See my link.
10 minutos
trouble is there is contradictory evidence. So maybe it is better to find a definition of the original Spanish term./I have provided further references. I don't think we can be 100% sure on this until proper research is undertaken.
Something went wrong...
3 horas

(Independent) Insurance Agents

"Independent Insurance Agents"
En Argentina se denominan "Productores" a quienes obtuvieron su matrícula. Sin embargo hay numerosos "Asesores" que generan negocios para "Brokers" que utilizan los servicios de Agentes/Asesores sean estos matriculados o no.

Insurance Broker = Agencia de Seguros
Asesores de Seguros = Insurance Agents
Productores Asesores de Seguros = Independent Insurance Agents
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