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I have been setting aside a certain amount every month for a while, which nowadays amounts to about six months to one-year expenses.
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Kay Denney France Local time: 08:33 French to English
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Jul 27
For my peace of mind, it's absolutely essential.
Josephine Cassar
Maria Teresa Borges de Almeida
Luis M. Sosa
Zea_Mays
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IrinaN United States Local time: 01:33 English to Russian + ...
Do we have an emergency?
Jul 28
Otherwise, idle curiosity about other people's money is tacky.
Kevin Fulton
Jennifer Levey
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B&B FinTrans Germany Local time: 08:33 Member English to German
A fund, yes, but not only for emergencies
Jul 29
Since I don't have a pension insurance and my statutory pension entitlement is close to zero, I have been running my own diversified and low fee "pension fund" for more than 20 years with monthly contributions (as a percentage of my monthly income), using the dollar cost averaging and the interest compounding effect. It has proven its worth and the passive income stream has continued to grow even during "emergency" periods like the GFC, the Covid crisis and the FTX crash, and it should co... See more
Since I don't have a pension insurance and my statutory pension entitlement is close to zero, I have been running my own diversified and low fee "pension fund" for more than 20 years with monthly contributions (as a percentage of my monthly income), using the dollar cost averaging and the interest compounding effect. It has proven its worth and the passive income stream has continued to grow even during "emergency" periods like the GFC, the Covid crisis and the FTX crash, and it should compensate for the potentially lower income stream from my translation business in the challenging MT/AI years ahead... ▲ Collapse
Kevin Fulton
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