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Freelance translator and/or interpreter, Verified member
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Services
Translation, Interpreting, Language instruction, Training, Website localization, Native speaker conversation
Japanese to English: Section on capital adequacy requirements from the 有価証券報告書 (Japanese annual report) for Sumitomo Mitsui Banking Corporation (SMBC) for the fiscal year ended March 31, 2019 (www.smfg.co.jp/investor/financial/yuho/h3103bchanki_pdf/h3103_00.pdf) General field: Bus/Financial Detailed field: Finance (general)
Translation - English (1) Capital adequacy ratio requirements
In December 2010, the Basel Committee on Banking Supervision published Basel III: A global regulatory framework for more resilient banks and banking systems, which provides detailed international standards regarding capital adequacy for banks.
We began implementing Basel III in phases during the fiscal year ended March 2013. Under the Basel III framework, not only are the qualitative aspects of capital strengthened beyond the previous (Basel II) capital adequacy requirements, by means such as not counting preferred equity in Common Equity Tier 1 and tightening the requirements for subordinated debt that can be included in Tier 2, but the framework also aims to strengthen the quantitative aspects of capital by raising the minimum capital adequacy ratio and introducing a number of buffers (i.e., the capital conservation buffer, the countercyclical buffer, and the buffers for G-SIBs). In December 2017, the Basel Committee published a final regulatory document regarding revisions to Basel III, and the Basel III regulations, as revised, are scheduled to be implemented in a phased manner beginning in 2022.
Because the Bank has overseas sales offices, it is required to keep its consolidated capital adequacy ratio and non-consolidated capital adequacy ratio at or above the uniform international standards set forth in Notification No. 19 of the Japan Financial Services Agency (JFSA), which was issued in 2006.
In addition, SMBC Trust Bank Ltd., a consolidated subsidiary of the Bank that does not have any overseas sales offices, is required to keep its capital adequacy ratio at or above the domestic standard set forth in Notification No. 19.
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Translation education
Master's degree - Harvard University
Experience
Years of experience: 15. Registered at ProZ.com: Jun 2015. Became a member: May 2020.
Credentials
N/A
Memberships
N/A
Software
MateCat, MemSource Cloud, Microsoft Excel, Microsoft Office Pro, Microsoft Word, Powerpoint, Smartcat, Trados Studio
A commitment to excellence. Smooth, natural, high-quality translation.
My background is primarily in engineering, construction, and business. I began translating Japanese>English in 1985 as part of my work duties, and began translating Italian>English in 2000 during studies in Rome. I became a full-time translator in 2013, and since then I have translated into English approximately 1,400,000 characters of Japanese, 300,000 words of Italian, and 30,000 characters of Chinese, with my clients being a variety of agencies and private clients.
Fields
To date I have translated almost every sort of document imaginable, but I particularly shine in the following fields:
Japanese>English:
Law (especially contracts) Banking & finance Engineering Science Medicine General business Accounting
Italian>English:
Law (especially contracts) General business Engineering Mathematics Arts Gourmet foods & wines Tourism Hotels Restaurants Medical surveys Medieval prose and poetry
Chinese>English:
Classics History
Latin>English:
Medieval works Renaissance works
Having started out as an engineer and businessman, working for Japanese firms in Japan and the US, I have been translating between Japanese and English since 1985. I taught at two different universities in Japan; at one of these, prestigious Sophia University in Tokyo, I taught courses on Japanese>English and English>Japanese translation methods to upper-level undergraduates.
For one major online Japanese translation firm I am a “Pro” translator for Japanese->English, and am proud to have been selected as a “preferred translator” by 36 of that firm’s clients. For another online translation firm in Japan I am a “Senior” translator for Japanese->English, and for a number of months I was solely responsible for grading the firm’s J->E level tests and assigning J->E translators to proficiency levels.
After starting out in Japan, I obtained a degree “summa cum laude” from a university in Italy and ended up living 15 years in Italy. Italian clients and agencies regard me as quite expert in Italian->English translation.
In addition to translation, I have also done a great deal of writing over the years, making me an extremely sharp-eyed editor. As a result, I have come to the conviction that translation has more in common with courtroom law or surgery than it does with sports. That is, I believe that a person who is translating at the age of 25 or 30 cannot possibly have in his/her mind the range of styles and expressions that someone of 40 or 50 will have. And one reason why I generally refuse to proofread the translations of others is precisely because these translations are almost always too wooden or unnatural, requiring extensive rewriting. I pride myself on providing clients with error-free translations that sound as though the original was composed in English.
My experience has shown me that all but the shortest translations will always involve some doubts or options, and I am careful about discussing these things with the client so that the final copy faithfully transmits the ideas of the original writer but in an English style that is both attractive and appropriate for the context.
Because I have training in older forms of Japanese (漢文・文語・候文) and Chinese (古汉语/文言文), I plan in the future to try my hand at translating portions of older works in both languages.
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Member since May '20
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