Glossary entry

German term or phrase:

Anteil der Rückstellungen am Kreditvolumen

English translation:

ratio of (loan loss) provisions to total lendings

Added to glossary by Natalie Wilcock (X)
Feb 4, 2005 08:48
19 yrs ago
1 viewer *
German term

Anteil der Rückstellungen am Kreditvolumen

German to English Bus/Financial Finance (general)
Der Anteil der Rückstellungen am Kreditvolumen konnte in den vergangenen Jahren kontinuierlich gesenkt werden, er liegt aktuell bei 4,1%.
Change log

Jul 23, 2005 09:17: Marcus Malabad changed "Field (specific)" from "(none)" to "Finance (general)"

Discussion

Natalie Wilcock (X) (asker) Feb 4, 2005:
bad debt Could it be the ratio of bad debt provisions to lending volume?
Natalie Wilcock (X) (asker) Feb 4, 2005:
Context Sorry, Robin, so rushed. This is a French bank and I am assuming these are loan loss provisions.
RobinB Feb 4, 2005:
Natalie: Could we have some more context here, please. Is this a bank? Are the "R�ckstellung" e.g. loan loss provisions?

Proposed translations

6 hrs
German term (edited): Anteil der R�ckstellungen am Kreditvolumen
Selected

ratio of (loan loss) provisions to total lendings

Certainly an alternative to David's offering. You could also say "the total loan exposure" for Kreditvolumen.
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3 KudoZ points awarded for this answer. Comment: "Thank you Robin. Regards, Natalie"
1 hr

Proportion of reserves /provisions* against credit volume

* You could add "for default" here, but IMO it's not really necessary.
...has been steadily reduced over recent years; it currently stands at 4.1%."
...would be my take on the whole sentence; reading between the lines, it could be that the reduction in provisions may be due to better security having been obtained for loans.
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