May 8, 2008 22:44
16 yrs ago
Finnish term
United States
Linguistics and Precision
Native in: Russian (Variant: Standard-Russia)
Works in: Finnish to English, Russian to English, Finnish to Russian, and 1 more.
kuolemanvaraturva vs. turvamäärä
Finnish to English
Bus/Financial
Insurance
Would you please advise me whether these terms are different in meaning or not.? Please explain. Please translate.
Jos kiinteä turvamäärä on suurempi kuin säästö, kuolemanvaraturva on yhtä suuri kuin kiinteän turvamäärän ja säästön erotus.
Thanks.
Jos kiinteä turvamäärä on suurempi kuin säästö, kuolemanvaraturva on yhtä suuri kuin kiinteän turvamäärän ja säästön erotus.
Thanks.
Proposed translations
(English)
| 4 +1 | mortality protection vs. specified protection |
Owen Witesman
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| 5 +1 | kuolemanvaraturva = death cover, life cover |
Desmond O'Rourke
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Proposed translations
+1
3 hrs
Owen Witesman
Native in English
Works in field
Real English // Oikea englanti
Native in: English
Works in: Finnish to English, Estonian to English, English, and 1 more.
Related KudoZ points
:
8
Selected
mortality protection vs. specified protection
This is talking about a universal life insurance policy--the type where you build up cash value as you go along. So when the person dies, you have both the cash value savings already (which you could have withdrawn before the death) and then the difference between that and the face value (the 'specified value') of the policy. So, for example, right now my daughter has a specified value of life insurance of 25,000, but savings in the plan (premiums minus fees) of like 600. If she were to die, they would award a death benefit (the 'mortality protection' mentioned above) of 25,000 - 600. And I would also get the 600, but that was already money I had to withdraw if I wanted. For a US-bound text, I would talk about death benefit, specified value, and cash value.
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Note added at 3 hrs (2008-05-09 01:47:21 GMT)
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Scratch that, 'specified amount' is better.
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Note added at 3 hrs (2008-05-09 01:50:11 GMT)
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It appears there are plans where the death benefit is specified amount plus the cash value as well...so maybe your text isn't exactly what I said...but the terms seem appropriate...
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Note added at 3 hrs (2008-05-09 01:47:21 GMT)
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Scratch that, 'specified amount' is better.
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Note added at 3 hrs (2008-05-09 01:50:11 GMT)
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It appears there are plans where the death benefit is specified amount plus the cash value as well...so maybe your text isn't exactly what I said...but the terms seem appropriate...
Note from asker:
| Thank you very much, Owen! I like your explanations and greatly appreciate your time. In regard to plans, they call it Nordea Investment Insurance. |
4 KudoZ points awarded for this answer.
Comment: "Kiitos!"
+1
3 hrs
Desmond O'Rourke
United States
United States
Native in English
Works in field
United States
PROFESSIONAL JOBS PERSONALLY HANDLED
Native in: English 
Works in: Finnish to English, English to Finnish
Related KudoZ points
:
4
kuolemanvaraturva = death cover, life cover
You will find kuolemanvaraturva translated as death cover/life cover in Vakuutusalan sanakirja [ISBN 951-9770-54-5]. Turvamäärä is not a recognised term, but it may mean cover in the broader sense.
A possible translation could be: If the covered amount is greater than the investment portion, the life cover equals the difference between the fixed cover and the investment portion.
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Note added at 4 hrs (2008-05-09 03:16:08 GMT)
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Vakuutusalan sanakirja (Vakuutusalan koulutus ja kustannus Oy 2002) is a comprehensive FI/EN/SV insurance dictionary. Marianne Tervonen and Eeva Holtari, who work at SVKL (Federation of Finnish Insurance Companies) were helped by 13 named experts in various fields. Prepared with a view to insurance law and EU legislation, it makes no reference to US insurance terminology, a drawback for US translators.
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Note added at 4 hrs (2008-05-09 03:20:36 GMT)
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Why don't you give the points to Owen this time!
A possible translation could be: If the covered amount is greater than the investment portion, the life cover equals the difference between the fixed cover and the investment portion.
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Note added at 4 hrs (2008-05-09 03:16:08 GMT)
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Vakuutusalan sanakirja (Vakuutusalan koulutus ja kustannus Oy 2002) is a comprehensive FI/EN/SV insurance dictionary. Marianne Tervonen and Eeva Holtari, who work at SVKL (Federation of Finnish Insurance Companies) were helped by 13 named experts in various fields. Prepared with a view to insurance law and EU legislation, it makes no reference to US insurance terminology, a drawback for US translators.
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Note added at 4 hrs (2008-05-09 03:20:36 GMT)
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Why don't you give the points to Owen this time!
Note from asker:
| Desmond, thank you very much for your help and for your time. The term 'life cover'' fits my translation well (Nordea Henkivakuutus). In regard to "kuolemanvaraturva", I would go with the term given by Owen "death benefit". Is it possible to give points to both of you? BTW, I placed the same guestion in the pair FIN-RUS (both in ENG and in Russian). If you are intersted, just take a look. Once again, thanks! |
| Sorry, .. interested... |
Peer comment(s):
| neutral |
Owen Witesman
: 'Cover' sounds odd to me (my ear likes 'coverage'), but Desmond informs me that this is a US/EUR difference...
22 mins
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See above my description of the source dictionary.
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| agree |
Mark Thompson
: death cover and life cover are definitely used in UK, verbatim
3 hrs
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Thank you, I thought so too.
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