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first line employee
Handheld Down Range
Mar 25, 2014 12:02
10 yrs ago
5 viewers *
English term

unmarried from live birth

English Other Insurance
Could you tell me what does "unmarried from live birth" mean in this case? Thank you!

"Eligible children are unmarried from live birth, up to age 19, or up to age 25 if a full-time student at an accredited college/ university."
Responses
3 +3 are not married and were born alive

Discussion

Charles Davis Mar 25, 2014:
It's got nothing to do with adoption or cloning. It simply means that stillborn children are not covered by this policy. Death cover does not extend to foetal death in this case. Some policies covering dependent children do pay out in the event of stillbirth. For example, the United States Veterans' Benefits Improvement Act of 2008, sec. 402, extended the Servicemembers' Group Life Insurance to cover members' stillborn children.
http://www.gpo.gov/fdsys/pkg/PLAW-110publ389/pdf/PLAW-110pub...
Little Woods (asker) Mar 25, 2014:
Thank you all for your support. It helps me alot. Wish you all a nice day!
Little Woods (asker) Mar 25, 2014:
Uhm, this is the part about the eligible child, in the "Voluntary Life/AD&D Insurance" section.
airmailrpl Mar 25, 2014:
unmarried and not cloned ;-] unmarried and not cloned ;-]
Jack Doughty Mar 25, 2014:
That could be it. Victoria's suggestion would make sense, and I can't think of anything else that would. But it's a strange way of putting it.
Victoria Britten Mar 25, 2014:
What's the policy for? I was going to say "natural child", but that's apparently already covered. That being the case, I'm wondering whether this is a policy which pays out an amount upon the death of a child, but is specifying here that the coverage doesn't extend to still births.
Little Woods (asker) Mar 25, 2014:
Maybe It is as Jack said. They classify many type of children here including natural child, stepchild, adopted child.
Little Woods (asker) Mar 25, 2014:
The sentence is copied as it is from the text I am working on, so if there is a mistake, it must be by the writer. But even witn a comma addred, I still dont understand why it is "from live birth"
Tony M Mar 25, 2014:
@ Jack I agree about the comma.

I had sort of assumed that "from live birth" meant 'as distinct from by adoption'?
Jack Doughty Mar 25, 2014:
Live birth I'm pretty sure there should be a comma after "married", but even so: eligible children from live birth? How can there be any children, eligible or otherwise, from a still birth?

Responses

+3
1 hr
Selected

are not married and were born alive

A paraphrase: Children are eligible from birth until the age of 19 or 25, on condition that they were born alive and are not married.

I can't find a way of saying it in a single phrase that doesn't sound incongruous, because of the implicit lumping together of newborns and those old enough to marry, but this is the meaning.

What isn't clear (to me) is whether this covers offspring of say 24 who are still (or once again) in full-time education and have already married and divorced...

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Note added at 1 hr (2014-03-25 13:50:53 GMT)
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...but my guess would be not, since marriage is an act of emancipation from one's parents
Note from asker:
Thank you! I think this is the right explanation. I also search for other source and think it should be so. This phrase is used quite widely but so ambiguous.
Peer comment(s):
agree Charles Davis : "Born alive" simply means that under this policy stillborn children are not covered. This is not always the case; stillborn children are sometimes covered and probably would be if they didn't specify live birth.
41 mins
Thanks, Charles!
agree Armorel Young : as in your explanation, it sounds less bizarre if worded as "were born alive and are not married", since you can be born alive and either married or not, but you can't be married and either born alive or not
2 hrs
Thanks, Amorel
agree Tina Vonhof (X) : A comma after 'unmarried' would have clarified it.
3 hrs
Thanks, Tina
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4 KudoZ points awarded for this answer. Comment: "Thank you!"
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