Jun 12, 2009 13:25
15 yrs ago
English term

underwater

GBK English to Lithuanian Bus/Financial Finance (general)
Definition from own experience or research:
A condition in which the market value of an asset is lower than either the amount owed on the asset (in the case of a real estate mortgage, for example) or the contracted amount for which the asset can be purchased, "called" or "put" (in the case of stock and stock options, for example.)
Example sentences:
Housing prices have plummeted and some homeowners are severely underwater - meaning they owe more than their homes are worth. (CNNMoney.com)
One in five U.S. mortgage borrowers are underwater (Reuters)
Obama’s plan permits refinancing only for homeowners underwater by a maximum 5 percent. Rosen recommends raising that limit to 25 percent. (Bloomberg)
Proposed translations (Lithuanian)
4 nuvertėjusi paskola
Change log

Jun 12, 2009 13:14: changed "Kudoz queue" from "In queue" to "Public"

Jun 12, 2009 13:25: Enrique Cavalitto changed "Stage" from "Preparation" to "Submission"

Jun 15, 2009 13:56: changed "Stage" from "Submission" to "Selection"

Proposed translations

60 days

nuvertėjusi paskola

Definition from Veidas:
Nuvertėjusiomis vadinamos tos paskolos, kai kritusi įkeisto turto vertė tampa mažesnė už paskolos vertę ir prireikia atidėjinių.
Example sentences:
Nuvertėjusių paskolų santykis su paskolų portfeliu 2008 metų ketvirtąjį ketvirtį padidėjo 1,39 proc. punkto ir, 2009 metų sausio 1 dienos duomenimis, sudarė 3,29 proc. (Alfa)
Nuvertėjusių paskolų dalis bankuose per pirmąjį ketvirtį buvo 5,3 proc. (per ketvirtį dalis išaugo 1,9 proc. punkto), o paskolų, kurių mokėjimai delsti per 60 dienų, dalis buvo 2,9 proc. (paaugo 2,5 karto). (Market News)
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