Non so se nel settore si sia già affermata una traduzione diversa ma credo che il senso sia questo.

quindi in un certo senso sono aziende 'ardite' che hanno la capacità di cogliere il rischio in maniera anticipata e quindi sono lungimiranti.

Dedotto in base alla definizione più generica del termine coniato nel 2006 da David Apgar che ha comunque molte accezioni e si è evoluto negli ultimi anni.

"Risk intelligence is a relatively new term used in different ways by different writers. The US business writer David Apgar, who coined the term in 2006, defines it as the **capacity to learn about risk from experience**. The UK philosopher and psychologist Dylan Evans defines it as "a special kind of intelligence for thinking about risk and uncertainty", at the core of which is the ability to estimate probabilities accurately. American financial executive, author, and Columbia University professor Leo Tilman has recently redefined risk intelligence as “The organizational ability to think holistically about risk and uncertainty, speak a common risk language, and effectively use forward-looking risk concepts and tools in making better decisions, alleviating threats, capitalizing on opportunities, and creating lasting value.” He has argued that risk intelligence is essential to survival, success, and relevance of companies and investors in the post-crisis world."