Jul 28, 2021 12:57
3 yrs ago
38 viewers *
French term
Passé connu
French to English
Bus/Financial
Insurance
cyber insurance
Context = policy exclusions.
Les exclusions (garantie tous risques sauf…):
Faute intentionnelle ou dolosive de l’assuré (personne morale ou représentant de la personne morale)
Non-respect des lois et règlements (violation intentionnelle)
Passé connu
(Known past)
Les exclusions (garantie tous risques sauf…):
Faute intentionnelle ou dolosive de l’assuré (personne morale ou représentant de la personne morale)
Non-respect des lois et règlements (violation intentionnelle)
Passé connu
(Known past)
Proposed translations
(English)
| 3 +1 | known prior events |
mrrafe
|
| 5 +4 | known losses |
ph-b (X)
|
| 3 | ,(known) record |
Saeed Najmi
|
Proposed translations
+1
53 mins
Selected
known prior events
The point is whether the insured knew of an event preceding the policy period. "Known" is a critical issue.
https://www.natlawreview.com/article/how-insurance-companies...
https://www.natlawreview.com/article/how-insurance-companies...
Note from asker:
| Thanks for the link and help, at the link it refers to "prior knowledge exlcusions", so as the term is in a list of exclusions, I think the best translation is "prior knowledge". Thanks again! |
Peer comment(s):
| agree |
Daryo
: your ref in fact says "past events", but "prior" to taking the insurance also makes sense.
2 days 6 hrs
|
|
Merci Daryo. - Honeslly I still find the whole topic a little unclear as to the respective timing of the event, knowledge, and policy issuance, but will just accept the natlawreview cite FWIW
|
4 KudoZ points awarded for this answer.
Comment: "Thanks for your time and help!"
8 mins
Saeed Najmi
Morocco
Morocco
Native in French
Morocco
Juggling languages: a science and an art
Native in: Arabic (Variants: Standard-Arabian (MSA), Moroccan) 
, French
Works in: English to Arabic, French to Arabic, Arabic to English, and 3 more.
,(known) record
"known" would be optional as the moment something is entered in the record, it becomes normally known.
Peer comment(s):
| neutral |
AllegroTrans
: Any ref. for this as an insurance term?
2 hrs
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//chad.ca/ and //www.qaprep.com/ In adfition, on buying insurance, clients are requested to fill out a record card.
|
+4
46 mins
known losses
"Known Loss Rule — the principle of insurance practice that states that coverage may not be obtained against a loss that has already occurred and that is known to the person seeking to obtain the coverage."
https://www.irmi.com/term/insurance-definitions/known-loss-r...
More examples on the net if you search "known loss(es) doctrine" (etc.) + names of the largest insurance companies.
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Note added at 2 heures (2021-07-28 15:18:58 GMT)
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This page provides reliable background info and examples:
https://www.google.com/search?q=known losses are excluded fr...
Peer comment(s):
| agree |
philgoddard
1 hr
|
| agree |
AllegroTrans
1 hr
|
| agree |
SafeTex
: I didn't know the answer but you have convinced me with your explanation and references
2 hrs
|
| agree |
Conor McAuley
: Good references.
3 hrs
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| agree |
EirTranslations
3 hrs
|
| disagree |
Daryo
: you skipped step ONE: checking WHAT EXACTLY is "passé connu" - your assumed meaning will often work, but not always / f. ex. would you call "pre-existing conditions" in a health insurance policy "known losses"?
2 days 6 hrs
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Discussion
L’article L. 251-2 du Code des assurances, introduit par la Loi du 1er Août 2003, est venu préciser la notion de fait dommageable, et son 6ème alinéa celle de ...
passé connu : « Le contrat ne garantit pas les sinistres dont le fait dommageable était connu de l’assuré à la date de la souscription ».
https://www.avocats-arc.fr/tag/passe-connu/
Le concept de fait dommageable
Le fait dommageable est le fait générateur, c’est-à-dire l’acte ou l’événement ayant donné lieu aux dommages subis par la victime.
https://cabinetvallois.fr/fait-dommageable/
FAIT DOMMAGEABLE
Il s’agit de l’événement qui est à l’origine du dommage subi par la victime et qui entraîne la réclamation.
https://www.auxiliaire.fr/lexique/fait-dommageable