Riham Samir (asker) Nov 23, 2009:

Thank you very very much Osama for your persistence to help and many thanks to Ms.Nadia Ayoub who contacted her uncle to find the right term. Thank you both again. I really appreciate your great help

Osama Shahin Nov 22, 2009:

Riham ... I contacted Ms. Nadia Ayoub, who in turn contacted her uncle in the states. He has been a consultant to insurance companies and he came up with this translation "undeclared endorsement". She attached the following link as a reference:
http://www.theanswerbank.co.uk/Insurance/Question784811.html
Hope that helps. Many thanks to Ms. Nadia for her keenness to help.

Osama Shahin Nov 22, 2009:

well Riham, in such case bounced won't be the word. As I understand it this item in the agreement seems ambiguous. I guess the word مرتد should mean something differently

Riham Samir (asker) Nov 22, 2009:

الملحق المرتد هو بند داخل الوثيقة لا يعلم عنه العميل شيئا مثل أن يتفق العميل مع الشركة أن تكون الوثيقة ب 10 آلاف جنيه ويدفع الأقساط السنوية بناءا على هذا المبلغ في حين تقوم الشركة بتخفيض مبلغ الوثيقة إلى 8 آلاف جنيه بدون علم العميل ويتم محاسبته على أساس المبلغ الأول

هذا هو التعريف الذي وجدته في أحد المواقع

Osama Shahin Nov 22, 2009:

ملاحق here can't mean ancillary buildings, facilities or extension to a property. The context doesn't reflex that meaning

Mahmoud Basal Nov 22, 2009:

It may mean an extension to a property or a building which in turn may affect the insurance status. I am not sure though!!

Osama Shahin Nov 21, 2009:

Riham, as you can see I my confidence was just 3. Considering the term "bounced check" I guess this could be typically used in this context.
http://www.investopedia.com/terms/b/bouncedcheck.asp

Riham Samir (asker) Nov 21, 2009:

thank you Mr.Osama, but what is your source???