Sep 4, 2008 04:24
16 yrs ago
10 viewers *
French term

compte collectif non joint

French to English Bus/Financial Finance (general) accounts
This expression appears in a list of types of bank accounts:

"Les comptes collectifs:
- compte collectif joint
- compte collectif non joint
- compte collectif non joint avec pouvoir donné à l'un des titulatires. "

The first, I assume, would be a "joint account" in English while the third would be a joint account where power to sign and operate the account is given to one person.

But what would the second be? There were only two hits on Google for the phrase and neither link was functioning (perhaps such accounts don't exist any more). Is it an account where there are a number of account holders but not all have power to operate the account? But if that's the case, what is the difference between the second and third type of account?

Any assistance greatly appreciated. TIA.

Proposed translations

2 hrs

joint account requiring the signature/authorisation of all account holders

Declined
Could it be this perhaps?

Le compte en indivision

* La signature de tous les co-titulaires est obligatoire pour toute opération sur le compte en indivision : tous les indivisaires gèrent conjointement le compte.
http://www.bnpparibas.net/banque/portail/particulier/Fiche?t...

Confusingly it seems that in Britain at least this would still be called a joint account but doesn't appear to have a specific name.

Options range from any of the holders to sign alone up to all joint holders to sign every instruction to the bank.
http://www.bba.org.uk/bba/jsp/polopoly.jsp?d=260&a=385&artpa...

By the way, if the Google link doesn't work, try clicking on the Cached link as it stores an out of date copy of the page.
Note from asker:
I wondered if it might be a "joint signatory account", i.e. an account requiring all holders to sign, but from what I can find, a "compte joint" can be set up for either one or all holders to sign. So that doesn't seem to be the distinguishing feature. I'll try the cached link as you suggest. Thanks.
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3 hrs

non joint collective account

Declined
*
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4 hrs

Non joint reconciliation account

Declined
...
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4 hrs

non joint and several account

Declined
Juste une idée

compte collectif joint et compte indivis seraient peut être synonymes?

Définition de compte indivis:
Forme de compte collectif ouvert à plusieurs personnes qui en deviennent conjointement titulaires.

Note(s) :
Les titulaires du compte indivis sont liés solidairement et de façon indivisible et ne peuvent agir séparément pour disposer du compte. Ils ont cependant la faculté de se donner réciproquement des procurations.


compte collectif: joint account
Définition :
Expression désignant un compte ouvert aux noms de plusieurs titulaires.

compte joint/compte conjoint: joint account

cf. GDT

tout ceci est vraiment confus. J'espère que tu pourras en tirer quelque chose
Note from asker:
I'm also confused! But I don't think the "compte collectif joint" and "compte indivis" are the same thing. From what I understand, with the "compte indivis" all holders must sign"(a "joint signatory account" in English) whereas a "compte joint" ("joint account") may be set up so that either individual holders or all holders can sign. So quite the distinction is between the three types of "compte collectif"still eludes me.
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4 hrs

either or survivor or any one or survivor account

Declined
If the account is held by two persons it is either or survivor (e or s). For more than two persons, say three we will call it as anyone or survivor (a or s). At present here in India, three persons are the maximum.
Here any one can sign.
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