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Japanese
- Finance (general)
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    - Term
      - クレジットスコアリング
    - Additional fields of expertise
      - Finance (general) - by Enrique Cavalitto
      - Real Estate - by Enrique Cavalitto
    - Definition(s)
      - クレジットカードやローンなどの申込者が与信に値するかどうかを決める方法です。口座が適切に運用できるかどうかの可能性を予測する統計モデルに基づいて行われます 消費者金融用語辞典 - by william taylor
    - Example sentence(s)
      - クレジットスコアリングとは、統計的モデルに基づいて企業又は個人の信用度を点数化し、融資可否を迅速かつ中立的に判断するシステムをいいます。 - ローン大辞典 by william taylor
    - Related KudoZ question

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Slovak
- Finance (general)
  - Search
    - Term
      - úverové ohodnotenie
    - Additional fields of expertise
      - Finance (general) - by Enrique Cavalitto
      - Real Estate - by Enrique Cavalitto
    - Definition(s)
      - Riadenie kreditného portfólia banky znamená definovať, úverovú politiku, rizikový rating, limity a modely úverového, kreditného ohodnotenia (angl. credit scoring). Own research - by Anton Šaliga
    - Example sentence(s)
      - Riadenie kreditného portfólia banky znamená definovať, úverovú politiku, rizikový rating, limity a modely úverového, kreditného ohodnotenia (angl. credit scoring - fsi.uniza by Anton Šaliga
    - Related KudoZ question

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Portuguese
- Finance (general)
  - Search
    - Term
      - pontuação de crédito
    - Additional fields of expertise
      - Finance (general) - by Enrique Cavalitto
      - Real Estate - by Enrique Cavalitto
    - Definition(s)
      - Sistema que confere pontos ao consumidor com base nas informações de um relatório de crédito, sendo a pontuação resultante comparada à de outros consumidores com perfis semelhantes. Com essas informações, as financeiras podem prever a probabilidade de uma pessoa pagar um empréstimo e fazer pagamentos sem atraso. É a pontuação de crédito que possibilita obter crédito instantâneo em lugares como lojas eletrônicas e de departamentos. IGF e vários outros - by Zaum LangS
    - Example sentence(s)
      - De acordo com Amorin Neto e Carmona (2003, p. 2) “os sistemas de pontuação de crédito definem a probabilidade de um cliente vir a ser ‘bom pagador’ ou ‘mau pagador’ com base em suas características”. - FEA/USP (Universidade de São Paulo) by Zaum LangS
      - O relatório de pontuação de crédito comercial da D&B pode ser a ferramenta perfeita quando você precisa tomar decisões rápidas de crédito sem uma análise aprofundada. - Dun & Bradstreet by Zaum LangS
    - Related KudoZ question

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Chinese
- Finance (general)
  - Search
    - Term
      - 信用評等 (or 信用評分、信用評級)
    - Additional fields of expertise
      - Finance (general) - by Enrique Cavalitto
      - Real Estate - by Enrique Cavalitto
    - Definition(s)
      - 指根据借款方的借款与还债历史、债务狀況等信息給予不同的分數，用來決定是否核准新貸款或信用額度的統計与评估系統。 Wapedia - by Shirley Chen
    - Example sentence(s)
      - 商業智慧（Business Intelligence, BI）產品供應商SAS指出，國內銀行界掀起現金卡與信用卡的卡位戰，但另一方面，卻對大量發出金融卡造成的壞帳、詐欺風險，缺乏防範機制，這一點可以經由IT系統提供信用評等（credit scoring）做到。 - ZDNet Taiwan by Shirley Chen
      - 早期的信用評等研究並不多，且大部份都發表在心理學領域的期刊上，在1963 年Myers 利用因素分析法區別個人信用特質，並且依相關程度給予各因素不同權重，此為信用評等制度分數化之肇始。 - 專家代理人在銀行消費性貸款? by Shirley Chen
      - 信用評分或是信用評等是嘗試由大型資料庫當中建立可供參考的定量指標來反映不同類型交易者於某特定時期的相對信用水準的定量建模技術，其範圍頗廣而且類型眾多，包括信用卡使用者或是申請者、微小型企業、上市公司等等。 - 金融聯合徵信雙月刊第三期 by Shirley Chen
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